Website Terms & Conditions
Introduction
These terms and conditions ("Terms") apply to the website www.pavebank.com (the "Website"), which is owned and operated by JSC "Pave Bank Georgia" ("Pave Bank Georgia", "we", "us", "our").
By accessing or using the Website, you agree to be bound by these Terms, whether you are a registered user or just a visitor. If you do not accept these Terms, you may not use the Website and must immediately cease doing so.
We may modify these Terms at any time by posting revised Terms on the Website. Your continued use of the Website constitutes acceptance of the revised Terms. You must check these Terms regularly for changes.
Allowed Use
You may only use the Website and its content for lawful purposes. You agree not to:
- (a) transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable;
- (b) stalk, harass, threaten or harm another individual;
- (c) pretend to be anyone other than yourself or falsely imply any sponsorship or association with Pave Bank Georgia;
- (d) forge headers, impersonate, or otherwise manipulate identifiers to disguise your identity or the origin of any content transmitted through the Website;
- (e) upload, post, email or transmit or otherwise make available any unsolicited or unauthorized content, including advertising or promotional materials, "junk mail," "spam," "chain letters," surveys, contests, investment opportunities or other unsolicited commercial communication;
- (f) upload, post, email or transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, interfere with, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
- (g) interfere with or disrupt the Website or servers or networks connected to the Website, or disobey any requirements, procedures, policies or regulations linked to the Website;
- (h) collect, harvest, obtain or attempt to collect, harvest or obtain any personally identifiable information, including account names, from the Website or to use the communication systems provided by the Website for any commercial solicitation purposes;
- (i) frame or link to the Website except as permitted in writing by Pave Bank Georgia;
- (j) download or use any robot, spider, web crawler, scraper or other automated means to access the Website for any purpose without our express written permission;
- (k) take any action that imposes, or may impose, an unreasonable or disproportionately large load on our infrastructure;
- (l) bypass any measures we use to prevent or restrict access to the Website;
- (m) copy, reproduce, alter, modify, create derivative works, publicly display, frame, mirror, republish, download, store or transmit any Website content, except as expressly permitted by these Terms or with prior written authorization from Pave Bank Georgia;
- (n) use the Website to generate unsolicited advertisements or spam;
- (o) attempt to gain unauthorized access to any products, services, materials, information, or any other systems or networks connected to the Website by hacking, password mining or any other means;
- (p) use any service, technology or automated system to search and/or gain information from the Website without Pave Bank Georgia's written consent;
- (q) probe, scan or test the vulnerability of any Pave Bank Georgia system or network;
- (r) encourage or promote any illegal activity including hacking, cracking or distribution of counterfeit software;
- (s) upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, malware or other similar software or programs that may damage the operation of the Website or another's computer;
- (t) violate any applicable laws, regulations or these Terms.
We reserve the right to terminate your access to the Website with or without notice in the event of any unauthorized use. You agree to comply at all times with any instructions for use of the Website that we publish from time to time.
Intellectual Property Rights
The content on the Website, including text, software, graphics, images, videos, music and sound, trademarks, logos, trade names, service marks, and trade identities displayed on or through the Website, is protected by copyright, trademark and other intellectual property laws, and owned by Pave Bank Georgia or third party licensors.
Unless you have agreed otherwise in writing with Pave Bank Georgia, nothing on the Website gives you any license or right to use any trademark, logo, or service mark that appears on the Website. You agree not to copy, republish, frame, download, transmit, distribute, reverse engineer, modify, rent, lease, loan, sell, assign, sublicense, display, store, host, adapt or create derivative works based on Website content, except to the limited extent set out in these Terms or as explicitly provided on the Website.
You may print or download one copy of material on the Website solely for your personal, non-commercial use, provided that you keep intact any copyright and other proprietary notices. You may not engage in systematic retrieval of content from the Website to prepare any collection, compilation, database or directory without our written permission.
If you would like to share Website content beyond the scope outlined above, you must first receive Pave Bank Georgia's express written permission.
Pave Bank Georgia trademarks may not be used without prior written consent.
Disclaimers and Limitation of Liability
While we aim to keep the Website content accurate, complete, and up-to-date, we make no representations, warranties or guarantees about the Website content, whether express or implied, arising by law or otherwise. The Website is provided on an "as is" and "as available" basis. We do not guarantee the accuracy, completeness, validity, reliability, availability or timeliness of the Website content. We make no warranties that access to the Website will be uninterrupted, timely, secure, or error free. The Website may become unavailable due to maintenance or malfunction of computer equipment or other events. We are not responsible for transmission errors, corruption or compromise of data carried over local or internetwork service providers.
The Website may contain opinions of third parties. We do not endorse and are not responsible for the accuracy of any opinion, statement, or advice provided by third parties. Reliance on any opinion, statement or advice should only be undertaken after an independent review.
To the maximum extent permitted under applicable law, Pave Bank Georgia expressly disclaims all warranties, representations and conditions of any kind regarding the Website content and use of the Website, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We shall not be held responsible for any damage or loss caused by the use of the website, even in case of technical delay, defect, cancellation/suspension of operation, or system disruption. This includes without limitation damages for loss of profits, goodwill, use, data or other intangible losses.
Some jurisdictions may not allow limitations of liability, in which case the foregoing limitations may not fully apply to you. In such jurisdictions, our liability is limited to the greatest extent permitted by law.
You agree that the limitations of liability and disclaimers set out in these Terms reflect a reasonable allocation of risk and form an essential basis of the bargain between you and Pave Bank Georgia. If any provision herein is found unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
Certain legislation including the Georgian Consumer Law may impose warranties, guarantees and obligations on Pave Bank Georgia which cannot be excluded. If such legislation applies, then to the extent we are entitled by law to limit our liability for breach of any implied warranty or condition, we limit our liability.
Indemnity
You indemnify, defend and hold harmless Pave Bank Georgia, its officers, directors, employees, agents, licensors, and suppliers from and against any third party claims, actions, proceedings, investigations, demands, suits, liabilities, damages, settlements, penalties, fines, costs and expenses (including reasonable attorneys' fees) arising from or relating to:
- your use of the Website;
- your failure to comply with applicable law;
- your breach of these Terms;
- content you provide to the Website, including without limitation misleading, false, or inaccurate information;
- any allegation that any content you submitted to us infringes any intellectual property right or publicity or privacy right of any person or entity;
- your violation of any rights of another party.
We reserve the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification. You agree to cooperate as required to help us enforce our rights. You shall not settle any matter subject to this section without our written consent. This indemnification is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and Pave Bank Georgia.
Privacy Policy
Our Privacy Policy governs the use of information you submit on the Website. The Privacy Policy explains how we collect, use, and disclose information obtained through the Website. By accessing and using the Website, you expressly agree to the terms set out in our Privacy Policy.
Links to Third Party Websites
The Website may contain links and interactive functionality interacting with the websites of third parties. Links to third party sites are provided for convenience only. We do not endorse, warrant, guarantee or make any representations about third party websites.
If you choose to access third party websites, you do so at your own risk. We accept no liability for any loss, damage, costs or expenses arising from your use of such websites or reliance on information contained within them. We recommend you review the privacy and security policies of any third party site before use.
Termination
We reserve the right to deny, restrict, suspend, terminate, or discontinue your access to the Website immediately and without notice, for any reason, at our sole discretion.
If you breach any provision of these Terms, your authorization to access the Website automatically terminates and you must immediately destroy any Website content.
Governing Law and Disputes
These Terms are governed by the laws of Georgia. Any dispute arising from these Terms or your use of the Website shall be determined exclusively by the courts in Tbilisi, Georgia.
You agree to submit to the personal and exclusive jurisdiction of such courts and waive any jurisdictional, venue, or inconvenient forum objections. Our failure to enforce strict performance of any provision of these Terms will not constitute a waiver of our rights.
Modifications to Website and Terms
We may modify, suspend, discontinue, or restrict access to, the Website or any portion thereof at any time, without notice or liability. Website content is subject to change without notice.
We may revise these Terms periodically. Revisions are effective immediately upon posting. Your continued use constitutes acceptance of revised Terms. It is your responsibility to check for updates, as your continued use of the Website indicates your acceptance of amended Terms.
Notices
In case of need, we may provide you with notices by email, text message/SMS, regular mail, or postings on the websites or apps related to the Website.
No Financial, Legal or Tax Advice
No aspect of the Website should be considered financial, investment, business, legal or tax advice. You should consult professional advisors for such advice tailored to your personal situation.
No information obtained by you from Pave Bank Georgia through the Website creates any warranty or guarantee not expressly stated in these Terms.
Severability
If any part of this Terms is void or unenforceable, all remaining terms shall remain valid and enforceable.
Contact Information
You may contact us regarding these Terms and the Website via contact details provided on the website or app.